Skip to main content
Tampa Senior Insurance Tampa Senior Insurance home Call
Independent Medicare agency · Tampa, FL

Medicare Agent in Tampa, FL: plans explained plainly.

Compare Medicare Advantage, Medigap and Part D with the licensed agents at Tampa Senior Insurance. We check your doctors against Tampa Bay networks, run your prescriptions, and price your real yearly cost before any plan gets recommended.

Call us: 813-547-4224 Get a free plan review
  • Licensed Florida insurance agents
  • Independent, not tied to one carrier
  • No cost for our help

Serving Hillsborough County, including Brandon, Sun City Center, Riverview, Carrollwood and more.

An older couple walking together on a palm-lined path beside a lake

Licensed agents available Mon-Fri, 8:30am-5:30pm ET.

Have an agent call me

Takes under a minute.

Free

By submitting, you agree a licensed agent may call you about Medicare or final expense options. No obligation to enroll.

Independent, Florida-licensed agency. We compare the options from the Medicare carriers we represent and explain which ones fit your doctors, prescriptions and budget. We do not offer every plan available in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

Reviewed by the licensed Florida agents at Tampa Senior Insurance. Last reviewed: October 2026. Office hours: Mon-Fri, 8:30am-5:30pm ET.

Annual Enrollment runs Oct 15 to Dec 7

Networks, drug lists and premiums shift every year across Hillsborough County. A free review shows whether your plan still fits.

See what to review

Turning 65 in the next six months?

Your Initial Enrollment Period opens three months before your birthday month. Miss it and a Part B penalty can follow you for as long as you have Part B.

Find my enrollment dates

Medicare tools

Three tools that answer a real question

These are the questions that actually decide which plan fits, not which brochure looks best. Pick one and start.

Find your Medicare enrollment window

Enter your date of birth and we'll map out your Initial Enrollment Period, the month to apply, and when coverage could start.

Coverage

Medicare coverage we help Tampa residents choose

We're independent, so no single carrier employs us. We put the options we can offer on the table, explain the trade-offs in plain language, and let the numbers decide.

An insurance agent at a table talking through options with a smiling older couple
Part C

Medicare Advantage

All-in-one plans that bundle drug coverage and often dental and vision, tied to a network. Before you sign anything, we check whether your family doctor and specialists are in the networks of the plans we can offer in your ZIP code.

  • Network checked against your own doctors
  • Yearly out-of-pocket maximum
Check My Network Options How Medicare Advantage works in Tampa →

Medicare Supplement

  • No network restrictions
  • Rate history reviewed, not just year one
Medigap

Medicare Supplement

Predictable costs and the freedom to see any provider in the country that accepts Medicare. That matters if you split the year between Tampa Bay and family up north. We compare Plan G and Plan N side by side so you see the real trade-off.

Compare Medigap Options How Plan G and Plan N differ →

Prescription Drug Plans

  • Yearly cost, not monthly headline
  • Preferred pharmacy comparison
Part D

Prescription Drug Plans

We run your exact medication list against the drug lists of the plans we represent and show the real yearly cost, not the headline premium, including which nearby pharmacy prices lowest.

Get My Drug Cost Estimate How Part D pricing works →

Already on Medicare?

  • Honest 'keep what you have' answers
  • Switch windows explained plainly
Second opinion

Already on Medicare?

A fresh look at what you already have. If your current plan is the best of what we can offer, we say so, leave it alone, and check it again next October instead of pushing a switch.

Review My Current Plan When you're allowed to switch plans →

Your first Medicare decision

  • Penalty-free timing mapped out
  • Employer coverage checked first
Turning 65

Your first Medicare decision

Your seven-month Initial Enrollment Period, your one-time Medigap open enrollment window, and what happens if you're still working past 65. Get the dates right once and you avoid a late-enrollment penalty.

Map Out My Enrollment Dates The turning-65 timeline for Tampa →

The process

How a free Medicare checkup works

Four steps, no pressure, and a clear exit at any point.

Start step one

  1. A short conversation

    Call or send the short form. We ask about your doctors, medications, budget, and what didn't work with your last plan.

  2. A side-by-side comparison

    We price the plans we can offer in your ZIP code and build a one-page comparison you can read.

  3. Enrollment done with you

    We complete the application together on the phone or electronically and confirm your start date.

  4. A yearly checkup

    Plans change every January. We re-run your numbers each fall and only suggest a move if the math says so.

Why choose us

Straight answers from a licensed local agency.

Tampa Senior Insurance is an independent agency. You talk with a licensed agent, and you get the reasoning behind every recommendation.

  • A licensed agent, not a script

    You talk with a licensed Florida agent who knows Medicare, not a call center reading from a script.

  • Doctors checked before plans

    We check your providers and run your medication list against the plans we can offer before recommending anything.

  • Nothing costs you a dollar

    We're paid by the carriers we represent, not by you, and your premium is identical either way.

  • Local to Tampa Bay

    We know the Tampa General, BayCare and AdventHealth systems, the networks that include them, and the questions that come up here.

  • One readable page

    Your options land as a single side-by-side comparison with real yearly numbers, not a stack of carrier brochures.

  • A yearly re-check

    Plans change every January. We re-run your numbers each fall and only suggest a move if the math says so.

Call us: 813-547-4224

Side by side

Why call us instead of 1-800-MEDICARE?

Both have a place, and they solve different problems. 1-800-MEDICARE and Medicare.gov can list every plan sold in your area. We work with a smaller set of carriers, and we put in the time checking your own doctors, medications and budget against each one.

Our agency

Working with Tampa Senior Insurance

  • A licensed agent calls you back during business hours
  • Checks your actual doctors and prescriptions before suggesting a plan
  • Helps after enrollment too, including questions about claims and billing
  • Compares the carriers we represent for your specific ZIP code
  • Re-checks your plan each fall when benefits and costs change
Call us: 813-547-4224
Generic hotline

1-800-MEDICARE / Medicare.gov

  • A general help line staffed by rotating representatives
  • Gives general Medicare information and can look up plan details
  • You may talk to someone new every time you call
  • Can tell you about every plan sold in your area
  • Mostly phone-based, plus the Medicare.gov self-service tools

Best for a full list of every plan sold in your area, with no one assigned to check your own doctors and prescriptions against it.

We do not offer every plan available in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

Service area

Medicare help across Tampa and Hillsborough County

Medicare networks are local. Tampa Bay's big systems, Tampa General, BayCare, AdventHealth and HCA Florida, plus Moffitt Cancer Center and James A. Haley Veterans' Hospital, sit in different plan networks, and those networks can change from one year to the next. We check your own doctors against the plans we represent before anything is recommended.

We help residents of Hillsborough County by phone, from Westchase and Carrollwood to Brandon and Sun City Center. If you split the year between Florida and another state, we'll factor that in, since it changes which plan type makes sense.

  • Tampa General Hospital
  • St. Joseph's Hospital (BayCare)
  • AdventHealth Tampa
  • Moffitt Cancer Center
  • James A. Haley Veterans' Hospital
Downtown Tampa skyline along the Hillsborough Riverwalk
Serving Hillsborough County.

Find Medicare help near you

FAQ

Medicare questions we hear in Tampa

Still stuck? Call us at 813-547-4224 or read the full Medicare FAQ.

When can I enroll in Medicare in Tampa, FL?

Your Initial Enrollment Period covers the three months before your 65th birthday month, that month, and the three months after. Annual Enrollment runs October 15 through December 7 every year. Special Enrollment Periods can open after a move, a retirement, or the loss of employer coverage.

Does it cost anything to work with your agency?

No. Tampa Senior Insurance is paid by the insurance carriers we represent. Your premium is the same whether you enroll through us or go straight to the carrier.

Medicare Advantage or a Medicare Supplement, which is better for me?

It depends on your doctors, how often you travel, your prescriptions and your budget. We price both, using the carriers we represent, before we suggest either one. Our side-by-side comparison walks through the trade-offs.

Can you check whether my doctor is in network?

Yes. Before we recommend anything, we check your providers against the plan networks we can offer, including Tampa General, BayCare and AdventHealth doctors and independent clinics around Hillsborough County. We also run your medication list against each plan's drug list.

How do appointments work?

Most reviews happen over the phone. Call us or send the short form, and a licensed agent will set a time that works for you during business hours, Monday through Friday.

Where can I get free, unbiased Medicare counseling in Florida?

Florida SHINE (Serving Health Insurance Needs of Elders) offers free counseling through trained volunteers. Call 1-800-963-5337. We're happy to work alongside SHINE if you've already talked with them.

Free review · no obligation

Ready whenever you are.

Start with one call. If your current plan is already the best fit of what we can offer, we'll tell you that and leave it alone.

  • No fee. The carriers we represent pay us, not you
  • Licensed Florida insurance agents
  • Your doctors and prescriptions checked first
  • We'll tell you to keep your plan if it's already the best fit
813-547-4224

Mon-Fri, 8:30am-5:30pm ET · Tampa, FL

Reviewed by the licensed Florida agents at Tampa Senior Insurance. Last reviewed: October 2026. Office hours: Mon-Fri, 8:30am-5:30pm ET.

Request a free Medicare review

Takes under a minute.

Free

By submitting, you agree a licensed agent may call you about Medicare or final expense options. No obligation to enroll.

Call Now Free Review