Medicare Advantage (Part C)
Bundled plans that add dental, vision, and prescription perks, tied to a network. We confirm your primary care doctor and specialists are actually in the plans we're able to quote.
Tampa Bay · Licensed Florida Medicare Advisors
Tampa Medicare Agent for Tampa, Florida Seniors
Sit down with a licensed Tampa agent and weigh Medicare Advantage, Medigap, and Part D side by side. We verify your doctors, your medications, and your real costs before pointing you anywhere.
- Our help is free
- Independent agency
- Home & phone visits
Tampa Senior Insurance
Licensed Florida Medicare agency
- Independent Medicare agency licensed in Florida
- Serving Tampa Bay Medicare clients since 2011
- AHIP Medicare certified agents, recertified every year
- Our help costs you nothing
- In person, by phone, or at your home
We're an independent, Florida-licensed agency. We can't quote every plan sold in Hillsborough County, but we compare the ones we do carry and lay out which fit your doctors, your prescriptions, and your budget.
Written and checked by the licensed agents at Tampa Senior Insurance, Licensed Florida Medicare agency. Last reviewed: July 2026.
Real client stories
What clients across Tampa Bay say
Each review is shown with the client's first name, last initial and city, with their permission.
Turning 65
“I had no clue which forms to file first when I turned 65. We walked through my dates in one call, and I had my Part B start date and a plan locked in before my birthday month.”
Doctor networks
“My cardiologist was the deciding factor. They checked the network before I signed anything and told me straight which plans would let me keep seeing her.”
Prescription costs
“They ran all six of my medications through the drug lists instead of just quoting a premium. My yearly cost dropped, and I still use the same pharmacy off Kennedy Boulevard.”
Placeholder content: the quotes shown above are sample copy used while building this site. Swap them out for verbatim client reviews with links to the public review profile, or drop this section entirely, before the site goes live.
Tools you can use now
Three tools built to answer a real question
These are the questions that actually decide which plan fits, not which brochure looks nicest.
Find your Medicare enrollment window
Enter your date of birth and we'll map out your Initial Enrollment Period, the month to apply, and when coverage could start.
See if your doctor is covered
Give us the name of the doctor or clinic you want to keep. our agents check it against the plans available in your ZIP code and calls you back with the answer, usually the same day or the next business day. No instant guesses.
Get a real prescription cost estimate
A low premium can hide the real cost. We run your medications against the drug lists of the plans we represent, including your pharmacy, and call you back with the full annual total, not just the sticker price.
Annual Enrollment runs October 15 through December 7
Networks, drug tiers, and monthly premiums shift every single year. A no-cost checkup takes about 15 minutes. See what changed this year
Turning 65 within six months?
Your Initial Enrollment Period opens three months ahead of your birthday month. Miss it, and a Part B penalty can follow you for good. Look up my enrollment window
What we sell
Medicare plans we place across Tampa, FL
We don't work for a single insurance company. We lay out the choices we're able to offer, walk through the trade-offs in plain terms, and let the actual numbers make the call.
Medicare Supplement (Medigap)
Steady, predictable costs and the freedom to visit any provider who takes Medicare, Tampa General and AdventHealth Tampa included.
Part D Prescription Drug Plans
We plug your actual medication list into the formularies of the plans we sell and hand you the real yearly cost, not just the sticker premium.
Already enrolled somewhere?
We'll give a second opinion on the plan you're already carrying. If it's already the strongest option we can offer, we'll tell you flat out and move on.
Final Expense & Life
Straightforward whole-life coverage that keeps funeral bills off your family's plate. Some options skip the medical exam entirely.
Turning 65 soon
Your seven-month enrollment window, your one-time guaranteed Medigap right, and what changes if you're still on the job.
Why Tampa Senior Insurance
What sets us apart shows up in year three, when you call again.
Tampa Senior Insurance stays small and local on purpose. You won't get passed to a reader working off a script in another state.
Call us: 813-547-4224- 01
The same person answers your call, year after year
No call center roulette. The agent who signs you up is the same person you reach when a claim looks off next January.
- 02
Your doctors and prescriptions get checked before anything else
We verify your providers and run your prescription list against the plans we carry before we suggest a single one. That step is where a lot of Tampa retirees get burned elsewhere.
- 03
You never pay us a cent
The carriers we represent pay us, not you, and your premium doesn't change either way.
- 04
We're local, and we act like it
Home visits and in-person meetings across Hillsborough County, plus phone or video calls whenever that's simpler for you.
The honest answer
Why call a local Tampa agent instead of 1-800-MEDICARE?
Both have a place, and they do different jobs. 1-800-MEDICARE and Medicare.gov can list every plan sold in Hillsborough County. We represent a smaller lineup of carriers, and we put in the legwork on your specific doctors, prescriptions and budget.
| Working with a local Tampa Senior Insurance agent | 1-800-MEDICARE / Medicare.gov |
|---|---|
| One named Tampa advisor you can call back anytime | A shared helpline answered by whoever is available |
| Checks your specific doctors and prescriptions before suggesting any plan | Offers general Medicare information and plan lookups |
| The same advisor stays available after you enroll, including at claim time | Whoever picks up may not know your history |
| Compares plans from the carriers we represent in your Tampa ZIP code | Can tell you about every plan sold in your area |
| Meets in person, at home or by phone anywhere in Hillsborough County | Mostly phone-based, backed by Medicare.gov self-service tools |
We don't sell every plan on the market in your area. To see the full field of options, contact Medicare.gov, 1-800-MEDICARE, or Florida's State Health Insurance Assistance Program (SHIP).
Simple process
How a free Medicare checkup works
- 1
A quick 15-minute call
Phone us or send the short form. We'll ask about your doctors, your medications, your budget, and what bothered you about your last plan.
- 2
A clear side-by-side breakdown
We price out the plans we carry for your specific Tampa ZIP code and build a one-page sheet that actually makes sense.
- 3
We handle the paperwork with you
We fill out the application together, in person, on the phone, or online. Most people are done inside 30 minutes.
- 4
A checkup every fall
Plans reset every October. We re-check your numbers each fall and only recommend moving if the math backs it up.
Service area
Medicare guidance across Tampa & Hillsborough County
Medicare networks work locally. A plan that shines in another state can fall flat in Tampa, FL, if your cardiologist at Tampa General or AdventHealth Tampa isn't under contract. We match the networks of the plans we carry against your own provider list before we suggest anything.
We sit down with clients across Tampa, South Tampa, Brandon, Riverview, Carrollwood, and the surrounding communities, and we work Medicare's Annual Enrollment window, October 15 through December 7, right here every year. Hillsborough County alone has a heavy stack of Medicare Advantage plans to sort through, along with a large retired hospitality and service workforce and a steady stream of seasonal snowbirds who need coverage that travels.
Talk to a local advisor
Whenever you're ready, no pressure to sign anything
Most checkups wrap up in a single short call. If your current plan is already your best option among what we carry, we'll say so and leave it be.
813-547-4224Mon–Fri, 8:30am–5:30pm · Tampa, FL
- No charge to you, the carriers we represent cover our fee
- Licensed in Florida and Medicare-certified every year
- The same advisor helps you next year, and the year after
Written and checked by the licensed agents at Tampa Senior Insurance, Licensed Florida Medicare agency. Last reviewed: July 2026.
Common questions
Medicare questions Tampa retirees ask us most
- When can I enroll in Medicare in Tampa, FL?
- Your Initial Enrollment Period stretches from three months before your 65th birthday month to three months after it. Annual Enrollment falls every October 15 through December 7, and a Special Enrollment Period can open up after a move, a retirement, or the loss of employer coverage.
- Does it cost anything to work with your agency?
- Nothing. Tampa Senior Insurance gets paid by the carriers whose plans we compare, and your monthly premium stays identical whether you sign up through us or go it alone.
- Medicare Advantage or a Medicare Supplement, which one fits me?
- That depends on which doctors you see, how often you travel, what prescriptions you take, and what you can afford each month. We run the numbers on both, using the carriers we represent, before we point you toward either one.
- Can you tell me if my doctor takes a given plan?
- Yes. We check your providers against every plan we're able to offer before we suggest anything, and that includes teams at Tampa General Hospital, AdventHealth Tampa, St. Joseph's Hospital, and smaller Hillsborough County practices. We also match your medication list against each plan's drug formulary.
- Will someone actually sit down with me?
- We handle home visits across Tampa, Brandon, South Tampa, Carrollwood and the nearby towns, and we're just as happy to walk through everything over the phone if that fits your schedule better.